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Article in American Banker – March 22, 2016

An article by William M. Aukamp was published in American Banker on March 22, 2016, titled “Onslaught of Mortgage Rules Is Worse Than Many Realize”. In it he catalogues a dizzying array of laws and regulations that apply to residential mortgage transactions.

Article in Wilmington News Journal February 11, 2015

An article by Bill Aukamp appeared in the Wilmington News Journal on February 11, 2016, titled Senator Sanders Oft Repeated Claims About the Bank Bailout. In it, he disputes the Senator’s claim that the cost was borne by taxpayers, pointing out that all advances to the banks made by the government were repaid in full and the government also received billions of dollars in interest payments on the advances.

Small Business Law Alert

USING ELECTRONIC MAIL MESSAGES IN ADVERTISING If you send electronic mail messages to advertise or promote your business, you should become familiar with a federal law titled “Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003,” generally referred to by its acronym, “CAN-SPAM Act.” The law applies to commercial electronic mail messages, defined […]


On September 4, 2014, the Federal Reserve issued a Press Release announcing that beginning in October, Term Deposit Facilities (TDFs) will incorporate an early withdrawal feature. What is a TDF? In an overview of TDFs published by the Fed, it stated: “The term Deposit Facility is a program through which the Federal Reserve Banks offer […]

Bill Aukamp has authored a handbook for bank directors

Bill Aukamp has authored a 64 page handbook for bank directors and senior managers, titled “ Directors And Senior Management Guide To Banking Laws And Regulations, And More.” It can be purchased for $75. If you would like more information about the Guide, or would like to purchase it, contact Bill by phone at 302-652-1100, or by email at

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